Banking that speaks your language

BilinkPay bridges Asian communities to global finance — bilingual accounts, fast transfers, virtual cards, and multi-currency wallets. All in one place.

Register How It Works
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Bilingual Support
EN & 中文
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Payment Services
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Bilingual Support
Core Services

Everything you need
to manage money in the UK

From a virtual card you can use today to seamless FX exchanges — BilinkPay covers your complete financial life abroad.

Virtual Card

Virtual Card

Manage everyday purchases and subscriptions securely online — issued upon approval.

Apple Pay

Apple Pay

Add your BilinkPay card to Apple Wallet for fast, secure contactless payments.

Google Pay

Google Pay

Add your BilinkPay card to Google Pay for fast, secure contactless payments in store and online.

FX Transfer

FX Transfer

Transfer funds with transparent rates and clear fees — exchange between currencies with ease.

Multi-Currency

Multi-Currency

Hold and manage GBP and EUR balances for flexible transactions, with no hidden conversion cost.

Shared Card

Shared Card

Business customers can enable Shared Cards, giving teams more flexibility to spend together.

Sub-accounts

Sub-accounts

Smart budgeting through sub-accounts — create separate pots for rent, groceries, and savings.

Who Can Open an Account

UK residence in the UK,
EU residence in the EU

Who can use BilinkPay
01

Immigrants & Long-Term Residents

Encrypted, transparent everyday payment services with bilingual support — finally, payment services that understand your journey.

02

International Students

Open a Payment Account with your Passport or Driving Licence (ID document) and Proof of Address. Manage tuition, living expenses, and payments home — all in one place.

03

Business Payment Account — Professionals & SMEs

Multi-currency business payment accounts and settlements — manage UK and EU operations and cross-border transactions with confidence.

How It Works

How to get started

From registration to your first payment — simple steps via our secure web portal.

Register

Register

Fill in and submit your registration details in Register — our secure KYC/KYB onboarding system.

Account Under Review

Account Under Review

Our compliance team reviews your details to meet regulatory requirements. We will be in touch to confirm your account status.

Verify

Verify Your Identity

Once your review is complete, you'll receive a confirmation email and complete final identity verification.

Start Using

Start Using Your Payment Account

Once approved, log in to your account and start making payments, transfers, and more — all in one place.

FAQ

Common Questions

Everything you need to know before signing up.

What is BilinkPay?

BilinkPay is a UK-regulated fintech company bridging Asian communities to global finance. It offers bilingual payment services in English and Mandarin, virtual Mastercard, FX currency exchange, multi-currency wallets — all in one place.

Who can open a BilinkPay account?

Anyone with legal residency in the UK can apply — including immigrants, international students, and business professionals. You just need a valid passport or UK visa to get started.

Is BilinkPay regulated?

BilinkPay is not itself a regulated financial services provider. Payment services are provided by Equals Money Plc (FCA FRN 488396). Card issuance and e-money services are provided by Equals Money International Limited (FCA FRN 900493). BilinkPay acts as a programme partner and distributor of these regulated services.

How do I open a BilinkPay account?

Fill in and submit your registration details in Register, our secure KYC/KYB onboarding system. Once your account is reviewed and approved, you'll complete final identity verification and can start using your account.

What currencies does BilinkPay support?

BilinkPay supports GBP and EUR balances in a single multi-currency account. Currency exchange is available at transparent, real-time exchange rates.

Is my money safe with BilinkPay?

Your funds are safeguarded by Equals Money International Limited in accordance with the UK Payment Services Regulations (PSRs), held in dedicated accounts separate from company funds. Note: The money in the payment accounts held with Equals Money International Limited is not covered by the Financial Services Compensation Scheme (FSCS). Instead, your money is protected via a safeguarding method in accordance with the Payment Services Regulations / E-money Regulations. Your money is held in specially designated, safeguarded bank accounts with Tier 1 banks, and is kept separate from our own funds.

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Get Started

Ready for payment services
that work for you?

Sign up in minutes through our secure registration system — bilingual payment services built for Asian communities in Europe.

Contact us contact@bilinkpay.com